Nokia's N82, which is essentially their high end N95 in a candybar body may cost $550, but WirelessInfo found that the slightly high price tag gets you what you paid for. Here's a summary of WiInf had to say.
The camera's not as good as the N95's, but it's still great. Audio quality is good, keypad is "fiddly", messaging isn't as good as a BB or a Windows Mobile phone, solid battery life, no US 3G (yet), and good GPS/FM functionality. In the end, it's up to you whether you can justify a $550 price tag for a non-touchscreen phone without support for 3G in the US. [Wireless Info]