If you're making an investment in an Apple product, whether it's a new machine or a permanently on-sale refurb, you want to protect it. At the same time, spending a few hundred more on AppleCare hurts when you're already dropping a couple grand on a computer. You get a year of AppleCare as part of any purchase—but do you need to pay for more time under Apple's guaranteed protection? The truth is, it depends on what you're buying to begin with.
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