Technology is a conquerer. The evidence can be seen in mounds of dead pagers, flip phones, and CDs. When companies and startups agree to kill something off, it’s usually not long for this world. But one piece of tech has become an unkillable cockroach—the credit card.
Dealing with credit agencies can be a real pain. A lot of times it feels like the credit bureaus just don't care about regular folks like you and me. We're not alone—turns out, even God can't get an accurate credit report. Because Equifax doesn't believe in Mr. God Gazarov.
Your monthly credit card bill comes. You get that sinking feeling in the pit of your stomach because you know your bank account doesn’t have enough money to make the minimum payment. What happens over days, months, even years if you don’t pay your credit cards?
Oh, man, the iPad? I totally thought of that back in 1998. And good for you! Here's a handy flow chart that explains exactly why no one cares. Which I totally thought of drawing up myself last fall. [Doghouse Diaries]
It's about time someone did something cool with Kinect that wasn't an art project or a glorified Dance Dance Revolution. A new Mastercard prototype makes it scary easy to buy stuff off your TV with the flick of an arm.
Foursquare and American Express supposedly inked a deal that offers discounts to Amex card holders.
If purchasing (medical! honest!) marijuana legally is more your style than swapping bitcoins over the internet, you may need to change credit card companies: Credit.com discovered that despite it being legal in some states, lenders aren't so open-eyed, man.
I always wondered how credit card companies came up with the digits on my Visa and AmEx. Random chance? Geographical location? Spending habits? Turns out all credit card companies follow the same set of rules. Here's what the numbers mean:
Citi Cards customers might find this little gadget in their wallets soon. It's basically a regular credit card except it has tiny buttons which let you choose whether to charge a purchase normally or whether to pay with rewards points.
The worst part about getting your credit card declined? Reaching back into your wallet to find one that works. Embarrassing! The Dynamics Card 2.0 MultiAccount feature solves that by putting two different accounts on the same piece of plastic.
AT&T, Verizon, and T-Mobile are going to war with the plastic in your wallet. According to Bloomberg, the three companies are pushing to make mobile payments—where a wave of your phone replaces a credit car swipe—the new standard.
Since using a regular RFID-enabled credit card isn't flashy enough, you'll soon be able to slip your iPhone into a special Visa payWave case along with a memory card and simply wave it at cash registers to pay for things:
Basic details about Twitter co-founder Jack Dorsey's plans for an iPhone credit card payment service have been floating around for some time, but it appears that his SquareUp startup has finally gone live for trial users—and it looks promising.
Sure, some of that wallet bulge comes from old-fashioned cash, but let's face it, credit cards and receipts are the big contributors. With the One Card concept though, you'd have everything accessible by turning a knob on a single card.
Ranking the highest according to a sample of 20,000 credit scores and their corresponding email addresses are BellSouth and Comcast, with Gmail trailing right behind. Reasonable enough, but what's AOL doing anywhere but at the bottom? [Mashable]
Case-Mate's credit card iPhone case, which is actually only half of a case, since it mostly protects the back of the phone, but allows you to carry up to two credit cards with you simultaneously.
Hard-wired geeks looking to pimp out their inner alien need to look no further than Los Angeles-based metalsmith Han Cholo. Nothing says, "Step off, fool." better than a burnished blaster belt buckle.