What Are "Smart" Credit Cards, and Why Are They Coming to America?

It only took the theft of 40 million Target customer credit card details to spur Congress into finally joining the rest of the world in abandoning the highly insecure credit cards you're used to. Starting late next year, every credit card in the United States will adopt a more secure system. Here's what it is, and how… » 2/11/14 2:00pm 2/11/14 2:00pm