Online banking on your smartphone is one of those wonderful services that lets you avoid overdrafts, or more importantly, awkward, "your credit card has been declined" moments. But entering an online banking password on an itty bitty keyboard problem is no fun.

Capital One's new SureSwipe allows you to set up an Android-style pattern password for your online banking so that you don't have to enter an 8-character alphanumeric monster, only to get it wrong because you are rushing and the keyboard on your phone is so little. To use the new service, you'll need to update the iOS app to version 4.3 (Android is coming soon, we're told). Some people might worry about the security of SureSwipe, but it's hard to imagine this really being less secure than a regular password—especially if you're using a lockscreen password of some kind like you should be. [Capital One]