Dan was lamenting the fact that Fujifilm's XP10 made him feel even more of a couch-potato than usual, but I've got to say, after owning one of Olympus' µTOUGHs before, there's a lot you can do with a waterproof cam.
If you're even remotely clumsy, then it's a practical investment. If you occasionally go boating, swimming or like partaking in shower-based photography, then the double waterproofing build of Olympus' µTOUGH-8010 and µTOUGH-6020 will come in use. Really, you don't have to be a rock-climbing steroid-pusher to appreciate a hardy camera model.
Both the 8010 and 6020 have 14-megapixel sensors and 5x optical zooms, with the only real difference being how far you want to test that hardiness—the 8010 can be dropped from 6.6-foot, resist temperatures up to -10°Ccrushed and crushed under 220 pounds of pressure and still survive. The 6020 is a little more weak-skinned, surviving under only a 5-foot fall.
Both models have 2.7-inch LCD screens and shoot in 720p resolution, with the 8010 containing 2GB of internal storage. On sale in February, for $399.99 and $299.99 each.