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10. St. Louis, Missouri

Image: f11photo
Image: f11photo (Shutterstock)

The average cost of living here is 6% lower than the national average, and the take home for a $100,000 salary is $70,477 after taxes. When you factor in cost-of-living adjustments, that salary goes up to $79,921.

The median price for a house is $328,000.