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2. El Paso, Texas

Image: Sean Pavone
Image: Sean Pavone (Shutterstock)

The average cost of living here is 10% lower than the national average, and the take home for a $100,000 salary is $74,515 after taxes. When you factor in cost-of-living adjustments, that salary goes up to $84,966.

The median price for a house is $316,000.