Our even more jaded friends at the Consumerist received an interesting tip regarding big cellphone insurance provider Asurion's exclusion of coverage. This is direct from the policy:
L. Any Loss or damage caused by or through or in consequence, directly or indirectly, of Nuclear Hazard, meaning any weapon employing atomic fission or fusion; or nuclear reaction or radiation or radioactive contamination from any other cause; but we will pay for direct physical Loss caused by resulting fire, if the fire would be covered under this Certificate.
Great. So while my ghost is growing a third eye, it will need to write the insurance company arguing that my phone was burned in a fire after the nuclear explosion hit.