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Our even more jaded friends at the Consumerist received an interesting tip regarding big cellphone insurance provider Asurion's exclusion of coverage. This is direct from the policy:

L. Any Loss or damage caused by or through or in consequence, directly or indirectly, of Nuclear Hazard, meaning any weapon employing atomic fission or fusion; or nuclear reaction or radiation or radioactive contamination from any other cause; but we will pay for direct physical Loss caused by resulting fire, if the fire would be covered under this Certificate.


Great. So while my ghost is growing a third eye, it will need to write the insurance company arguing that my phone was burned in a fire after the nuclear explosion hit.

In Case Of Nuclear Attack, Your Cellphone Insurance Is Void [consumerist]