Steve Wozniak recently lost his calendar. Mat Honan saw his iCloud security breached and his entire digital life was obliterated. In the cloud, when something goes wrong, you are screwed. There are no rules to stop it, no protections in place. There's no responsibility. Companies like Apple or Google or Microsoft or Dropbox change features at whim, disable services without really caring about the user. Your photostream, your calendars, your reminders, your documents, your home movies—they are at their mercy or at the mercy of market forces.
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