Like many current iPhone owners, I have been tossing around the merits of upgrading to the 3G version when it hits on July 11th. The debate about whether or not it is truly worth it has gone back and forth since the official announcement, but the bottom line is that I am an early adopter. I have come to accept this about myself and what it can mean for bank account-but many others take a completely different approach. The iPhone debate aside, I have a related two part question for you today. First off: how often do you replace your cellphone? And second: Why do you usually make the change?

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