Being unconscious for most of April Fools', we happened to miss this 4/1 joke/concept from Think Geek. It's a Wi-Fi alarm that connects to a bank and transfers your money to an organization of choice every time you hit the snooze. They give examples of donating to charities you hate, which gives a real monetary incentive to not going back to sleep.
Why not make this a real product? Instead of just limiting your donations to organizations you hate (or like), you could have the product set aside funds each day for your retirement. Or if you're less forward thinking, into an account that you can use to purchase gadgets once you've collected enough cash.
Make this product, ThinkGeek.
Product Page [ThinkGeek]