When hackers break into the databases of the great and good—like Adobe—they're often left with an encrypted password and an unencrypted password hint. In other words, a giant, modern version of a crossword puzzle.
I would love a dollar value liability placed on corporations which are breached like this. Adobe screwed up, and there are virtually no immediate consequences to them. Shall we say $2,500 per user, or actual costs of identity theft (victim's choice; must prove actual costs in court)?