Surfshark’s pricing page shows a low monthly rate, then a much larger amount at checkout, and a different figure again when the plan renews. That’s normal for a VPN. The low rate depends on paying for two years up front, which makes the full cost hard to pin down before you subscribe.
On top of that, Surfshark sells three plans with the same VPN inside, and they differ only in the extra tools around it. The price you pay changes with the country you buy from, too. So how much does Surfshark cost once all of that is counted, and which plan is worth the money?
The short answer is below, and later on, I examine every plan, term, and renewal price.
Surfshark Price in 2026: The Short Answer
- Lowest price: the two-year Starter plan, at under $2.50 a month, with three extra months on top.
- Best value: the One plan, which adds antivirus and breach alerts for a few cents more a month, and often matches the Starter plan’s price during sales.
- Most complete: the One+ plan, at about $4 a month on a two-year term, which adds personal data removal by Incogni.
- Month-to-month: roughly $19 to $23, so it only makes sense for a short trip.
- After the first term: every long plan renews once a year at a higher price, starting under $80 a year.
Surfshark Prices for Every Plan and Term
Surfshark has three plans: Starter, One, and One+. Each one is sold on a two-year, one-year, or monthly term, and the longer the term, the lower the monthly rate. Two-year and one-year plans include three extra months, so the first term covers 27 or 15 months.
| Starter | One | One+ | |
| Two-Year Price | $2.49 per month ($67.23 for 27 months) | $2.49 per month ($67.23 for 27 months) | $3.99 per month ($107.73 for 27 months) |
| One-Year Price | $2.99 per month ($44.85 for 15 months) | $2.99 per month ($44.85 for 15 months) | $6.99 per month ($104.85 for 15 months) |
| Monthly Price | $18.95 per month | $19.95 per month | $22.85 per month |
| Renewal Price | $79 per year | $99 per year | $119 per year |
The two-year plan is billed once, up front, and the one-year plan works the same way. A single month on the Starter plan costs over a quarter of the full two-year Starter plan, so the monthly option only pays off if you’ll use the VPN for a few weeks and then stop.
Starter, One, and One+: What Each Plan Includes
All three plans include the same VPN, with the same servers and speeds. The higher plans add separate security tools in the same app, so the choice depends on whether you’d use those tools.
Surfshark Starter Plan: The VPN on Its Own
The Starter plan is the lowest-priced way to subscribe to Surfshark, at under $2.50 a month on a two-year term. It covers an unlimited number of devices and includes the full VPN, with 4,500+ servers in 100 countries. The extras are generous for an entry plan.
CleanWeb, the ad blocker, stopped 79% of ad domains in our tests, and a cookie pop-up blocker hides consent banners. Dynamic MultiHop sends your traffic through two VPN servers for a second layer of encryption, and Rotating IP changes your IP address every few minutes without dropping the connection.
Bypasser, Surfshark’s split tunneling, lets chosen apps skip the VPN. In practice, that helps when a banking app locks you out over a foreign IP address. Alternative ID creates a masked email address and a made-up name for sign-ups on sites you don’t trust.
Surfshark One Plan: VPN Plus Antivirus
The One plan includes everything in the Starter plan and adds three security tools.
- Surfshark Antivirus scans files in real time, schedules full scans, and blocks apps from using your webcam without permission.
- Alert warns you when your email address, credit card, or ID number turns up in a data breach.
- Scam protection flags fraudulent text messages and checks suspicious emails before you click a link.
Surprisingly, the One plan usually costs only a few cents a month more than the Starter plan on a two-year term, and during Surfshark’s sales it often costs the same. An antivirus and breach alerts for that difference is good value, and it can replace a separate antivirus subscription.
However, Surfshark is phasing out Search, the private search engine that used to come with this plan, so it’s no longer a reason to pick One. DuckDuckGo or Brave Search do the same job for free. These prices don’t require a Surfshark promo code, since the buttons here apply the discount automatically.
Surfshark One+ Plan: Adds Personal Data Removal
The One+ plan adds Incogni, a service that asks data brokers and people-search sites to delete your personal details. If you’ve ever searched your own name and found your phone number or home address online, Incogni is built for that problem.
It sends removal requests to 420+ companies and keeps checking that your data stays off their lists. US residents, except in New York State, also receive identity theft coverage of up to $1 million. It reimburses the costs of restoring your identity after theft.
On a two-year term, One+ costs about $4 a month, still less than many VPNs charge for a basic plan. The catch is that Incogni works only for residents of the US, UK, EU, Switzerland, and Canada. If you live elsewhere, the One plan includes every tool you’d use.
What Surfshark Costs When It Renews
Surfshark’s low rates apply to the first term only. After that, every long plan renews once a year at the standard price, and the two-year plan switches to yearly billing too. The Starter plan renews at under $80 a year, about $6.60 a month, which is roughly 2.6 times its first-term rate.
The One and One+ plans renew at about $100 and $120 a year. A few rules apply to every renewal (worth knowing in advance):
- Advance notice: Surfshark emails you 30 days before a yearly plan renews.
- Tax: sales tax or VAT is added at the current rate on the day of the charge.
- Price tests: Surfshark’s terms say it may test different renewal prices, so check the figure on your account page before the term ends.
- Canceling: disabling auto-renewal keeps the VPN working until the paid term ends.
Still, the renewal price is fair for what our Surfshark review found: fast servers, strong streaming results, and no device limit.
Surfshark Prices in Other Countries
The prices in the table are in US dollars, and Surfshark charges in the local currency in several regions. It bills in euros across the European Economic Area, pounds in the UK, and its own currency in Canada, Australia, Japan, South Korea, Hong Kong, and Poland.
Buyers in India and most other countries pay in dollars. The currency follows the country your card was issued in. If Surfshark can’t detect it, the currency follows your location instead, and Apple Pay uses the country set on your Apple account.
Local tax is added at checkout, so the price in Germany or India can end up above the US figure. If your card is in a currency Surfshark doesn’t support, your bank may also charge a conversion fee. The checkout page shows the final amount, including tax, before you pay.
Add-Ons, Discounts, and Ways to Pay
Two add-ons cost extra on any plan, and you can buy them later from your Surfshark account:
- Dedicated IP: an IP address that only you use, available in 20 locations for under $4 a month. It helps when a bank or work network keeps asking you to verify your login.
- Alternative Number: a virtual phone number for sign-ups and services you don’t trust, so scammers never see your real one.
Students can claim an extra discount through Student Beans, and Surfshark offers a separate graduate discount. Its referral program also adds free months to your subscription when a friend signs up through your link.
For payment, Surfshark accepts Visa, Mastercard, American Express, Discover, PayPal, Google Pay, Apple Pay, and cryptocurrency through CoinGate. Paying in crypto keeps your card and bank details off your VPN account.
Free Trial and Money-Back Guarantee
Surfshark offers a seven-day free trial on its website for one-year and two-year plans, and in its Android and iOS apps. It requires a card, PayPal, or Apple Pay, but you pay nothing during the week. The trial covers three devices at once, with unlimited devices once the paid plan starts.
In our test, canceling during the trial didn’t end it early, so the VPN kept working until day seven. Our Surfshark free trial walkthrough has the steps for each platform. When the trial ends and the first payment goes through, the 30-day money-back guarantee starts. That’s 37 days to decide in total.
The guarantee covers your first purchase only, with one refund per customer, and renewal charges aren’t refundable. You request the refund through live chat, and our guide to canceling Surfshark and getting a refund walks you through it.
One practical tip: buy on Surfshark’s website if you think you may want a refund. Surfshark can’t refund App Store or Amazon Appstore purchases, so those requests go to Apple or Amazon, under their own rules.
Is Surfshark Worth the Price?
For the money, Surfshark is hard to fault. Its 4,500+ servers now use 10 Gbps ports, and Surfshark says some of its Amsterdam servers support 100 Gbps. In our tests, it lost under 10% of its speed on average, which you won’t notice while streaming in 4K or downloading large files. That puts it among the VPNs with fast servers at a fraction of their price.
The unlimited device count makes the low price go further. We connected two phones, two laptops, a smart TV, and a PS5 at once without problems, so one subscription covers a whole household of devices on one VPN account.
Streaming results were strong. Surfshark unblocked Netflix US, BBC iPlayer, Prime Video, and Channel 4, and it can unblock Japanese Netflix and other foreign libraries.
Those results put Surfshark among the best VPNs for streaming, especially at this price.
Android users also have a rare extra: Surfshark can change your GPS location along with your IP address, for apps that check both. On the downside, its app was a little slow to connect at times. If that happens, picking a server in a nearby country usually connects faster.
Surfshark costs less than NordVPN and ExpressVPN on two-year plans. Those two have more polished apps, and our three-way comparison shows where each one comes out ahead.
Which Surfshark Plan Should You Buy?
If you want a fast, reliable VPN for streaming and public Wi-Fi, the Starter plan covers it. Pick it if you already pay for an antivirus or only use the VPN on a phone and a TV. We think the One plan is the best buy for most people.
The antivirus, breach alerts, and scam protection cost only a few cents a month more on a two-year term, and during sales the difference often disappears. You’d pay far more for the same tools as separate subscriptions.
The One+ plan makes sense if you live in the US, UK, EU, Switzerland, or Canada and you’re tired of finding your details on people-search sites. Incogni keeps sending removal requests long after you’ve forgotten about it.
Outside those countries, it adds too little for the higher price. On every plan, choose the two-year term. It has the lowest monthly rate and the longest stretch before the renewal price applies, and few low-priced VPNs match it at that rate.
Verdict
On a two-year plan, Surfshark is one of the lowest-priced VPNs you can buy, at under $2.50 a month for the Starter plan. Paying month to month costs close to eight times that rate, however, and every long plan renews at a higher yearly price once the first term ends.
Three things decide the final amount: the term, the plan, and the country you pay from, where local tax and currency apply. For most people, we’d pick the two-year One plan. It adds antivirus and breach alerts for very little, and sales often bring it down to the Starter plan’s price.
If One+ tempts you, check first that Incogni covers your country. If it doesn’t, the One plan includes everything you’d use, and the difference pays for a few months of the renewal.
Frequently Asked Questions
How much is Surfshark VPN a month?
It depends on the plan and term. Two-year plans have the lowest monthly rate, one-year plans cost a little more, and month-to-month billing is several times higher than either long-term option.
Does Surfshark offer a three-year plan?
No. Surfshark’s longest subscription is the two-year plan, which includes three extra months. Shorter options are a one-year plan, also with three extra months, and a monthly plan.
Is Surfshark a one-time payment?
No. Two-year and one-year plans are paid up front for the first term, then renew automatically every year at the standard price. Monthly plans are billed every month until canceled.
Does Surfshark charge in euros and pounds?
Yes. Surfshark charges in euros across the European Economic Area and in pounds in the UK. Most other countries, including India, pay in US dollars, with local tax added at checkout.
Can one Surfshark subscription cover a whole family?
Yes. Every Surfshark plan allows unlimited simultaneous connections, so one account can protect every phone, laptop, tablet, and smart TV in a household without paying extra per device.
Is Surfshark cheaper than NordVPN?
Yes, on long-term plans. Surfshark’s two-year plans usually cost less per month than NordVPN’s. NordVPN limits subscriptions to ten devices, while Surfshark sets no device limit.